Honor the Lord with your wealth.
Plan wisely. Invest for God's glory.
Christian financial advisors who align your finances with your faith. Through biblically responsible investing, comprehensive planning, and ongoing guidance, we help you steward what God has entrusted to you with wisdom and grace.
Schedule your Discovery Meeting
Faith-based financial planning built on biblical stewardship.
You shouldn't have to choose between competent financial advice and faithful counsel. At Stars & Sand Financial, we are Christian financial advisors who walk alongside you through every season · helping you steward what God has entrusted to you with wisdom, grace, and a clear plan rooted in biblical truth.
Will my advisor truly understand my Christian values?
Yes. Our planning is led by a Certified Financial Planner™ professional and informed by Certified Kingdom Advisor® training. Every recommendation we make is filtered through biblical principles, not just industry best practices.
Meet our teamWhat is biblically responsible investing?
Biblically responsible investing (BRI) screens your portfolio against biblical values · avoiding companies that profit from harm and prioritizing those that honor God. Through our partnership with Inspire Advisors, your investments reflect your faith.
Explore biblically responsible investingComprehensive financial planning, rooted in biblical wisdom.
Our proven Discover · Plan · Journey process gives you a clear path from where you are to where God is calling you. We bring decades of comprehensive planning experience and ongoing stewardship guidance to every season of life.
Explore comprehensive financial planning"Now it is required of stewards that they be found faithful."
1 Corinthians 4:2
"His wisdom, patience, and deep knowledge have not only equipped me to take control of my financial future but have also given me a sense of peace."
Lisa C. Stars & Sand Financial Client
A clear path from where you are to where God is calling you.
Our three-stage stewardship journey gives you the clarity, confidence, and faithful guidance you need to honor God with your finances · in every season of life.
We serve individuals and families, small business owners, churches, and ministries · helping each steward what God has entrusted to them.
Discover
What happens at a Discovery Meeting?
We start with a relaxed conversation · no pressure, no commitment. This is simply a chance to get to know each other. We'll listen to your story, hear what matters most to you, and answer any questions you have about working with a faith-based financial advisor.
- A relaxed conversation about your story and goals
- Answers to your questions about how we work
- A chance to see if we're the right fit · no obligation
Plan
How do you build a faith-aligned financial plan?
We craft a customized financial plan that honors your faith and supports your goals. Your plan integrates biblical wisdom with proven planning principles · addressing investments, retirement, tax strategy, generosity, and legacy. We recommend biblically responsible investments through our partnership with Inspire Advisors so your portfolio reflects your values.
- Comprehensive financial plan rooted in biblical principles
- Biblically responsible investment strategy through Inspire Advisors
- Tax, retirement, generosity, and legacy planning
Journey
What happens after my plan is in place?
We walk with you for the long haul. Life changes · markets shift, families grow, callings evolve. We meet regularly to refine your plan, answer your questions, and ensure your finances continue to reflect your faith through every season God brings. With ongoing wisdom, grace, and expertise, we guide you from plan to action.
- Regular planning reviews and ongoing stewardship guidance
- Proactive adjustments as your life and goals evolve
- A trusted advisor relationship for the long term
Ready to begin your stewardship journey?
Schedule your Discovery MeetingComplimentary · 60 minutes · No obligation
"Matt takes the time to truly understand our goals and values, ensuring that our financial decisions align with both our present needs and long-term aspirations."
Naphtali & Keila B. Stars & Sand Financial Clients
The advice you get should reflect what you actually believe.
We are Matt Daugavietis and Matt Beaver. We both earned finance degrees, met in seminary, served in pastoral ministry, and later returned to financial planning because we saw this as the place where our calling and experience came together. This work is about more than portfolios and planning. It is about helping families wrestle with real questions about money, stewardship, legacy, and what is truly worth building.
Biblically responsible investing isn't a niche we offer. It's the starting line.
We formed Stars & Sand Financial out of a decades-long friendship, a shared passion for serving clients with integrity, and a frustration with how poorly the financial industry serves Christian families who want their investments to reflect their faith. With more than thirty years of combined experience, we built the firm to help families make wise, biblically-aligned decisions with clarity and confidence.
We wanted a Christian familiar with biblical accountability for the gifts God has given us as His stewards. We found someone faithful in sharing scriptural wisdom, directing us toward investments that meet our goals while promoting biblical integrity long after we've been called home.